My BorrowMeter Terms of Use

Effective Date: 09/23/2025

1. Acceptance of Terms

By creating an account or using My BorrowMeter, you agree to these Terms of Use. If you do not agree, do not use the site.

2. Purpose of the Service

My BorrowMeter provides a free tool to help users organize their debts, simulate repayment strategies, and track progress.

My BorrowMeter does not provide financial, legal, or tax advice.

All results generated by the tool are for informational and educational purposes only.

You should consult a licensed financial advisor before making any financial decisions.

3. Accounts and Security

To use certain features, you may create an account with your email or phone number and a password.

You are responsible for keeping your login credentials secure.

My BorrowMeter is not responsible for unauthorized access to your account resulting from your failure to protect your credentials.

4. Privacy

We only collect the information necessary to provide the service (such as email, phone number, and data you enter into the tool).

We will never sell your personal information to third parties.

Please see our Privacy Policy [link] for more details.

5. Limitation of Liability

My BorrowMeter and its owners are not liable for:

  • Any financial decisions you make based on information from the tool.
  • Any loss of data, service interruptions, or unauthorized access.
  • Any third-party advertisements, offers, or services shown on the site.

The tool is provided “as is” and “as available”, with no guarantees of accuracy or outcomes.

6. Third-Party Links and Ads

My BorrowMeter may display third-party ads or links to lenders and financial services. These are sponsored placements and do not represent recommendations or endorsements. Any dealings you have with third parties are solely between you and them.

7. Changes to Terms

We may update these Terms of Use at any time. If we make material changes, we will notify you by email or through the site.

8. Governing Law

These Terms are governed by the laws of the State of New Jersey.

9. Termination

We may suspend or terminate your access to BorrowMeter at any time, without notice, if you violate these Terms or misuse the service.

10. Contact Information

If you have any questions about these Terms of Use, please contact us at:contact@borrowmeter.com